Tokenized RWA investment platform
01 Overview
- Year
- 2025
- Tags
- Web3 · Fintech · Regulated
- Tech Stack
- Fastify, Prisma, BullMQ, monorepo, ERC-1155 on Base, Xellar AA wallets, Mayaramp, Ottopay, Verihubs, Sumsub, Alchemy
- Timeline
- 4 Months
We built a regulated investment platform that enables users to purchase fractional ownership in real-world assets through tokenization. Designed for both domestic and international investors, the platform combines traditional financial controls with blockchain infrastructure to deliver a seamless investment experience across multiple jurisdictions.
From onboarding to treasury operations, every workflow was designed to meet enterprise-grade compliance, security, and operational requirements.
02 The Problem
Building a tokenized investment platform goes far beyond creating smart contracts.
The product needed to support investors from different countries, each with distinct compliance requirements, payment methods, and verification processes. Indonesian users invested using local currency, while international investors participated through USDT. Both individuals and businesses required identity verification before investing.
At the same time, treasury operations demanded the same level of governance expected from traditional financial institutions, where every critical movement of funds required multiple layers of authorization and complete auditability.
03 What We Built
- A tokenized investment experience powered by ERC-1155, allowing investors to participate, hold, and redeem fractional real-world assets without managing seed phrases through embedded smart wallets.
- A multi-provider KYC and KYB verification engine that intelligently routes users to the appropriate verification flow based on investor type, jurisdiction, and compliance requirements.
- A complete investment lifecycle supporting participation, holding periods, redemptions, automated profit-share distribution, and investor tier management.
- Enterprise-grade treasury controls featuring maker-checker approval workflows, role-based permissions, comprehensive audit logs, and integrated fiat and cryptocurrency payment rails.
04 Impact
- The result is a production-ready investment platform capable of supporting regulated tokenized assets across multiple jurisdictions.
- The system combines four KYC/KYB providers, supports both fiat and cryptocurrency settlement, and protects every high-risk treasury operation through dual-approval governance.
- Rather than a blockchain proof of concept, the platform delivers the operational reliability, compliance infrastructure, and financial controls required for real-world investment products.